From April 2015, individuals have had more freedom to access their pensions. These changes mark a radical departure from the existing system, by giving you greater choice and trusting you with your own finances. Pension Freedoms will allow you to choose how to access the money you have saved in your pension pot.
The right options for your retirement
But, with more choice comes complexity. To support you at a time when it is vital for you to select the best option for your future and your retirement, UNIQ has produced this overview of the options available to access your pension benefits, together with the key issues to consider.
Download our guide to Pensions Freedoms here.
To be able to fully advise you on all areas of pension planning a Financial Adviser must hold the pension transfer specialist qualification and hold the FCA permission – advising on pension transfers and opt-outs. Without these a Financial Adviser may not be authorised to fully advise you on all of the options available to you with your existing pensions, and you may miss out on valuable opportunities to utilise your pension to meet your life goals and objectives.
At UNIQ we hold the pension transfer specialist qualification and the FCA permission – advising on pension transfers and opt-outs ensuring we can provide full advice on Pensions’ Freedoms. Our clients generally have at least £100,000 in assets including savings, investments, pensions and cash.
